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Find the fastest coverage options and learn how to get immediate A pet insurance waiting period is the duration of time you will need to wait between enrolling your pet in an insurance policy and when Discover which pet insurance offers the shortest waiting periods and learn about immediate coverage options like the Pet insurance with no waiting period typically covers a range of medical expenses for your pet, including accidents, illnesses, surgeries, medications, diagnostic tests, and sometimes even preventive care Pet insurance with no waiting period typically covers a range of medical expenses for your pet, including accidents, illnesses, surgeries, medications, diagnostic tests, and sometimes even preventive care Pet insurance is a valuable safeguard for unexpected veterinary bills, but most policies come with waiting periods before coverage kicks in. Read to learn how they work and where to find the shortest waiting periods. 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