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To narrow down the list of the best burial insurance policies, our experts analyzed age and state availability, policy features and added value A cremation insurance policy can be set up through an insurance company or, sometimes, through a funeral home or cremation provider. Learn about coverage options and what's included in your policy. Cremation insurance is often sold as final expense insurance for seniors. With over Secure peace of mind with cremation insurance. It is a The best final expense insurance companies in 2026 are Transamerica, Mutual of Omaha and Americo. You can use the funds to pay for the cremation and funeral. Also, see sample rates, policy details, & how much a funeral costs What is a funeral plan? A funeral plan is a simple way to fund and take care of funeral arrangements before you die. It will pay for your funeral or any other general financial needs of your survivors. What is final expense insurance? 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